About Us

The One Cent Solution is a cooperative effort to solve America’s debt crisis, initiated by Citizens for Restoring America’s Financial Future Inc. (CRAFF), a 501c(3), and One Cent Solution Inc., a 501c(4). The mission of CRAFF, initiated in March 2010, is to identify a solution to the U.S. debt crisis. To that end, CRAFF has worked with numerous economic, political and business experts to create the One Cent Solution.

The founding board members of CRAFF include:

Bruce Cook
Chairman/CEO, Citizens for Restoring America’s Financial Future, Inc. Bruce is a graduate of Georgia Tech and Harvard Business School. In 2001 Bruce founded Choosing the Best Publishing, an educational and training organization providing supplemental health curricula for public schools that has been used by over 3.5 million students in 30 states. Bruce has been active in Georgia government and community affairs and was appointed by Governor Perdue to serve as chairman of the Department of Human Resources, as a board member of the Department of Community Health and as a member of the Commission for a New Georgia. Bruce has authored three books and has been interviewed by CNN, CBS Evening News, ABC News and the Wall Street Journal network.

Board Members

James Balkcom
Chairman, EndoChoice; Director, State Bank and Trust; Chairman Advisory Board, Talent Quest. Jim is a graduate of the U.S. Military Academy at West Point and Harvard Business School. In 2001 Jim was appointed to serve as Civilian Aide to the Secretary of the Army. Jim has an extensive background in the venture capture and private equity industry. He has also served as Chairman/CEO of two public companies, Pameco, Inc., and Commerce South Bank.

Albert (Pat) Macmillan
Founder/CEO Triaxia Partners, an international leadership development, strategic planning and team building organization providing consulting and training services to companies and organizations worldwide. Prior to founding Triaxia, Pat was Executive Vice President for Leadership Dynamics, an international management training and consulting firm. Pat received his MBA and BA from the University of Washington and serves on the board of UNUM/Provident, MetoKote Corporation, and several foundations and non-profit organizations. He is the author of two books: Hiring Excellence — Six Steps to Making Good People Decisions and the Performance Factor.

William (Billy) Mitchell
Chairman/CEO, Carter and Associates (retired). Billy joined Carter in 1967, serving as senior development office, chief investment officer, president and becoming CEO in 1994. In 2000, Billy was appointed chairman of Carter and in 2005 named chairman emeritus. During his 20 years of leadership more than 16 million square feet of office and retail space was developed for corporate clients and investment partners. The current market value of these investments exceeds $1.5 billion. Billy served as 1983 president of the National Association of Industrial and Office Properties and currently serves as a director for several corporations in the Southeast as well as board member for several Atlanta foundations and educational institutions.